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Our Team

Mr Sanjay Sinha, Managing Director
Mr Sanjay Sinha is an alumnus of Oxford University and holds an M.Phil. in Economics from Jesus College, Oxford University. He has 30 years of economic and development research experience in South and Southeast Asia. He has specialized in sub-sector analysis of activities of relevance to the livelihoods of poor people, microenterprise promotion and BDS in addition to microfinance. He is co-founder of EDA Rural Systems Private Limited, one of the leading development consultancies in Asia and parent company of M-CRIL. The establishment of M-CRIL emerged out of EDA’s experience with MFIs and from undertaking policy studies in the field of microfinance. He pioneered the development of credit rating framework for MFIs and has been instrumental in mainstreaming credit rating and flow of commercial funds to the sector. He has provided consultancy to international organizations like UNDP, ADB & ILO, authored numerous sector reports during his career and has published extensively in major journals as well as in the print media. Acknowledging his achievements and contribution to the sector, Sanjay Sinha was inducted as a Member of the UN Advisors Group on Inclusive Financial Sectors.

Dr Alok Misra, CEO (also a member of board of M-CRIL)
Alok holds a doctorate in Development Studies from Victoria University, New Zealand and a Master in Development Management degree from the Asian Institute of Management, Manila, where he was an ADB scholar. He has 22 years of rich professional experience in rural development, rural finance/microfinance and research at both policy and implementation level. Prior to M-CRIL, his professional work with India’s apex agricultural development bank (NABARD) spanned poverty alleviation, microfinance and agricultural finance. Alok was part of multi institutional task force responsible for setting up India’s first online commodities excahnge. Alok has gained wide ranging experience by working with institutions in both developed and developing countries such as Cambodia, Georgia, India, Indonesia, Kyrgyzstan, Morocco, Nepal, New Zealand, Philippines, Timor Leste and Vietnam.  


Swetan Sagar, COO
Swetan holds an MBA degree from Indian Institute of Forest Management (IIFM), Bhopal. He has professional experience of over 14 years. Swetan started his career as a Marketing Manager for Jungle Lodges and Resorts (a Govt. of Karnataka Undertaking), that has a chain of ecotourism resorts. His association with M-CRIL and EDA began in 2000 and since then he had led in various assignments across India and 10 other countries in South and South-East Asia in microfinance, enterprise promotion and BDS and micro-insurance. His key areas of expertise are in designing large-scale research projects, conducting monitoring and evaluation of programmes, business planning, product development and capacity and risk assessment/rating of microfinance institutions.


Gunjan Grover, Senior Vice President
Gunjan is a CFA Charterholder, post graduate in Rural Management from the Institute of Rural Management, Anand (IRMA) (Gold medalist) and a Company Secretary (ACS), from the Institute of Company Secretaries of India (ICSI). Gunjan has an experience of more than 9 years and has worked across various countries of Asia and Africa in performing financial ratings, risk diagnostics, loan portfolio audits, due-diligences, systems’ evaluation, and social ratings of micro-finance institutions of various legal forms. 


Deepak Verma, Vice President
Deepak holds MBA degree from Baruch College, City University of New York (CUNY), USA, M.Com degree from MJP Rohilkhand University, Bareilly and CAIIB qualification from Indian Institute of Banking and Finance (IIBF), Mumbai. He has professional experience of over 12 years in financial services industry. Deepak started his career with Life Insurance Corporation and then worked in SME Finance for about 10 years with SIDBI. He joined M-CRIL in 2011 and since then he has undertaken a number of assignments including credit/social ratings of MFIs and other technical and advisory services projects in the microfinance sector.

Senior Analyst

 
Mr Pankaj Kumar Mr Tirupathaiah Namani Ms Shraddha Jha Ms Yeni Fitriyanti
(Indonesian Representative)
 

  Analysts
Ms Revathy  Mr Pravir Prashant Jha Mr Shayandeep Ms Sana Zehra Devika Misra


Associate Analysts

     
Mr Rajesh Gupta Mr Priyanshu Jaiswal      


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