{"id":1929,"date":"2016-12-14T06:53:52","date_gmt":"2016-12-14T06:53:52","guid":{"rendered":"http:\/\/www.m-cril.com\/oldsite\/?page_id=1929"},"modified":"2017-10-17T12:13:22","modified_gmt":"2017-10-17T12:13:22","slug":"risk-diagnostic","status":"publish","type":"page","link":"https:\/\/www.m-cril.com\/oldsite\/risk-diagnostic\/","title":{"rendered":"Risk Diagnostic"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>The experience of rapid growth in the microfinance sector has alerted us to the need for robust risk management.\u00a0 Sustainability requires that an institution proactively pre-empts, identifies and manages risk.<\/p>\n<p>A Risk Diagnostic assesses an institution\u2019s risk management policies, systems and practices. It provides critical information for the Board and the Senior Management by identifying any gaps in core risk areas. The assessment is customised for the size and nature of the institution and the report provides specific recommendations for improvement.<\/p>\n<p>[vc_row overlay_row=&#8221;&#8221; css=&#8221;.vc_custom_1483719573375{margin-top: 25px !important;margin-right: 0px !important;margin-bottom: 25px !important;margin-left: 0px !important;padding-top: 15px !important;padding-right: 15px !important;padding-bottom: 15px !important;padding-left: 15px !important;background-color: #d2edf2 !important;}&#8221;][vc_column][vc_column_text]<br \/>\nIn line with IFC\u2019s Risk Management framework, with a focus on microfinance, the Risk Diagnostic covers:<\/p>\n<ul>\n<li>Governance and regulatory risk<\/li>\n<li>ICAAP (Internal Capital Adequacy Assessment Process)<\/li>\n<li>Credit Risk<\/li>\n<li>Liquidity Risk<\/li>\n<li>Interest Rate Risk<\/li>\n<li>Market Risk and<\/li>\n<li>Operations Risk<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<p>The approach includes:\u00a0 desk-based review of relevant policies, manuals and reports, indepth discussion with CEO and senior management, and visit to selected branches to assess operational risks and possibility of risk.\u00a0 The report highlights the gaps in \u00a0risk management practices in various areas \u00a0and provides appropriate recommendations to address them. Risk practices\u00a0 are categorised on a scale ranging from \u2018Formative\u2019 to \u2018State of the Art\u2019.<\/p>\n<p>Read more about our Risk Management services: \u00a0<u>M-CRIL RM brochure\u00a0<\/u><\/p>\n<p><\/br>Contact our Managing Director &#038; Co-founder, Sanjay Sinha &#8211; <a href=\"mailto:sanjaysinha@m-cril.com\">sanjaysinha@m-cril.com<\/a> for more information<\/br><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>The experience of rapid growth in the microfinance sector has alerted us to the need for robust risk management.\u00a0 Sustainability requires that an institution proactively pre-empts, identifies and manages risk. A Risk Diagnostic assesses an institution\u2019s risk management policies, systems and practices. It provides critical information for the Board and the Senior Management by identifying any gaps in core risk [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-services.php","meta":{"footnotes":""},"class_list":["post-1929","page","type-page","status-publish","hentry"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/pages\/1929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/comments?post=1929"}],"version-history":[{"count":8,"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/pages\/1929\/revisions"}],"predecessor-version":[{"id":2827,"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/pages\/1929\/revisions\/2827"}],"wp:attachment":[{"href":"https:\/\/www.m-cril.com\/oldsite\/wp-json\/wp\/v2\/media?parent=1929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}