inclusive microeconomics

Financial services, value chains, inclusive business

Incorporating EDA Rural Systems



Geographical scope


Notes from the Field 1 – How ready is India to go digital?

There is a push for digitising payments across the board in India. This has picked up steam since demonetisation in November 2016. But, how ready and willing are Indians to adopt digital payments? This question needs more thought as there continue to be issues related to mobile phone penetration, bank account features, acceptance of digital payments across value chains and viability (for users) related to small transactions.

Read more on our notes from the field by Krishna Raj Pandey & Nitin Madan

Asian Development Bank signs investment agreement with M-CRIL

The Asian Development Bank (ADB) signed a $1.5 million equity investment agreement with Micro-Credit Ratings International Limited (M-CRIL). The investment is a part of ADB’s programme to Strengthen Microfinance Ecosystem in Asia. The agreement was signed by Christine Engstrom, ADB’s Director for Private Sector Operations – Financial Institutions, and Sanjay Sinha, Managing Director of M-CRIL.

ADB News Release, New Delhi, India – 14 February 2017.

M-CRIL’s role in Global Microscope 2016: The Enabling Environment for Financial Inclusion

M-CRIL has undertaken some of the country reviews for this publication over the past three years.  During 2016 the M-CRIL team undertook the country reviews for a number of countries in Asia and Africa. Apart from the country reviews our MD, Mr Sanjay Sinha contributed additional perspectives on the use of inclusive finance accounts and on P2P lending to the Key Findings section.

The complete index, as well as detailed country analysis, can be viewed on www.eiu.com/microscope2016


M-CRIL Microfinance Review 2014: Risk, regulation & reward

A financial & social analysis, this review is Volume 9 of a series that provides an empirical and analytical chronicle of thehistory of MFIs in India.

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Making the Case for Outcomes Management to Financial Service Providers

What is outcomes management? How do financial service providers use outcomes data?

Author: Frances Sinha, Editor: Amelia Greenberg

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Guidelines on Outcomes Management for Financial Service Providers

Key terms and 10 STEPS for practical, cost-effective, outcomes management

Author: Frances Sinha, Editor: Amelia Greenberg

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